Investment Education – Financial Planning and Risk Management
Improve your financial planning and investment decision-making and be aware of some of the risks when investing in property, shares or other financial products.
Australian Investment Institute and our related external affiliates have developed an investment education program to build your financial planning knowledge and help you to refine your retirement strategy.
In essence, our aim is to give you the knowledge and opportunity to help you in achieving your financial goals and to assist you in improving your future quality of life.
We would like every client to feel comfortable with the decisions and choices that they make. To this end our Client Program has been designed to allow you to proceed at a pace that you are totally comfortable with. We will work with you to ensure you get all the information you need, and to have your questions answered to make your own decisions.
Contact AII to learn more about our Investment Education services.
| Module 1 | Assessment of your current financial position Using a systematic process we will work with you to develop an understanding of your current financial position. |
| Module 2 | Assess your borrowing capacity Do you know what funds may be available to you for investment purposes? |
| Module 3 | Finance structure In order for you to reduce the amount of debt you have, it's important to have the most effective loan structure. This module explains to you how differing Finance Structure's can impact you in different ways. |
| Module 4 | Lending products It's important to understand your loan product and it's benefits and limitations. This module presents a brief outline of common loan products. |
| Module 5 | Debt reduction strategies A key strategy for reducing your debt is the application of a properly structured loan and a well maintained budget. This module explains how a loan which has been structured to take into account your current needs can work to reduce your debt faster. |
| Module 6 | Leverage & negative gearing What is leverage? What is negative gearing? The answer to these two important questions will be revealed during this module. |
| Module 7 | Deposit bonds and Bank guarantees The use of Deposit Bonds and Bank Guarantees can be useful in certain circumstances as a secure deposit for the purchase of a property. This module explains how these work and the advantages and disadvantages of using this method when paying a deposit. |
| Module 8 | Fees and charges This module explains what fees and charges you may be responsible for in restructuring your finances or in purchasing property investment products. |
| Module 9 | Settlement procedures The process of settlement on an investment property can be complicated. This module explains the process and procedures in order for your transaction to proceed as smoothly as possible. |
| Module 10 | Investment Personal wealth creation is achieved by increasing your net asset position over time while at the same time decreasing your debt. This module explains how a generic investment works over the medium to long term. |
| Module 11 | Risk Management Life in general is full of risk and uncertainty. Our Qualified Affiliates can minimise risk to you and your family by looking at the variety of risk management products that can offer you protection against life's uncertainties. |
Australian Investment Institute and our Qualified and Licensed External Affiliates recognise every client is different with respect to their financial circumstances. To this end, we pledge our professionalism and our understanding to achieve all that you wish through your experience with our company.
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